People in the prehistoric times are not the only ones in survival mode. Nowadays, people all over the world especially in the United States are feeling the heat of the prevailing economic recession. With the sudden downturn of the economy, a lot of people are more hard up than they were in previous years. Some have even lost their jobs or have lost their homes because of the real estate crash in recent months. The problem with rising costs of gas has also affected the prices of food and other products. Times right now are tighter and harder.

But this is not to say that times are impossible to survive on. In fact, with a little creativity and a lot of forbearance, you can actually ride the economic recession tide and come out the victor. In this survival game, the most likely to survive are those who are willing to change their lifestyle and adapt to the times. Here are some ways to survive the economic recession:

1. Save! This is not the time to buy, buy and buy in the excess. Buy only those that you feel you can eat or use. Do not buy more than you need. That way, you can be sure that you will not be wasting food. If you don't need additional clothes or things at home, don't buy any. Save your money for other things that you will be needing in case emergency times are called for.

Saving does not only mean saving money but also saving in electricity, gas and water. You may not realize it but these are things that get a large chunk from your monthly expenses. The same goes with clothes and snacks. This is the time to scrimp. People will not think less of you when you do that.

2. Plan ahead. You may not want to become an obsessive-compulsive but there are a lot of advantages to being one. Planning ahead and keeping the household organized can help save you some money in utilities, gas and even food. Planning your meals for instance will help you determine just how much you need to purchase at the grocery stores. The same goes with the gas that you use when you cook food or the electricity that you consume when you use the microwave over.

Planning meals allow you to cook food at the same time. This saves energy big time. Designating a day to go to the laundry shop, the bank, the groceries and to do other errands will allow you to save on gas by going on one road trip instead of going on multiple trips to town. You can even plan your trips in between sending your kids to school.

3. Partner with your neighbors If kids in your neighborhood go to the same school, ask the mothers to form some sort of group that will take turns sending the kids to school and fetching them afterwards. This will not only allow you to do more during the day, it will also save in gas as the kids travel in a carpool. If this is not viable, considering getting your kids into a school bus.

This way, you can be sure that your kid is safe and of course, school buses are cheaper than driving your kids to school everyday, truly a good option for kids in this time of economic recession.

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Author: Jane Goode

Do you wish that you could stop spending a chunk of your paycheck on groceries? Really, you should know that you do not need to do that any more with the right information. With just a few small adjustments to your shopping habits, you could be spending hundreds less a month than you are right now.

Learn just 5 quick grocery shopping methods and start saving now:

1. Get a store loyalty or club discount card. Many grocery store incentives are now only for club members, no card and you get no savings on sale items.

2. Shop the sales and save hundreds. Surprisingly, it can be as incredibly easy to save as buying just what is a good deal. Supermarket sales will usually offer discounts in the 25-50% savings range. Purchase only what is on sale and save up to 50% for your efforts.

3. Check out the store sales circular before you shop. Evaluating the sales before you shop will  save you a lot of headaches and money in the store. It is best to look at the front and back pages for loss leaders first. Most loss leaders are on either the first or last pages.

4. Remember to take your grocery coupons. Do not forget to bring your coupons along while shopping. Here's the truth, coupons will save you  a ton of cash. The more coupons you use each shopping trip, the faster your grocery bill will shrink. Remember to check the unit pricing to get your best price, coupon or not.

5. Bring a grocery coupon for every item you plan to buy. Cents-off coupons actually save dollars when you use a lot of them. You can find free high face value grocery coupons in the Sunday paper, on the internet couponing sites, and the newest invention is paperless electronic coupons.

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Author: Alexandra Vrugt

As the price of some of life's staples rise, many families have started to cut back on what is perceived as the more expensive groceries, such as meats. Sad to say, but in a family, those steaks and chops are usually the first thing to get axed from the shopping list, in favor of cheaper alternatives or double duty protein items such as dairy products. But hold on...you may not have to cut out that shoulder and bacon if you get a little creative with your shopping.

Here's how:

1. Many stores sell their own cuts of bacon. Once they have sliced it down, there are usually pieces, slices, and chunks that are left over. These are the ends and they taste just as good as the regular slab bacon bits. Any frugal fashionista can save by buying a package of ends, which is usually priced up to 60% off of the regular bacon price. A pound of regular packaged bacon is around $4. A pound of bacon ends is around $1.25. Plus, of course, companies always publish bacon coupons. You can get the maximum benefit by using those coupons when there is a Buy One, Get One Free sale going on. With these, you could end up paying less than half price for each package.

2. Chicken is almost always available in the reduced-price meat section. Not only can you buy when they slash the prices, which are usually reductions of 25-60% off of the regular price, but you can also buy bigger portions when they are on sale. For example, it is almost always cheaper to buy a whole chicken, which usually goes on sale at 69 cents or less per pound, than to buy just the chicken breast, which usually bottoms out at 89 cents. Another option is to buy chicken leg quarters, which are very messy to clean, but often get reduced as low as 39 cents a pound!

3. Steak is great, but the price can be a bit daunting...if you don't catch it on sale. Only buy steak and other red meats when they are on sale. Ground beef often goes on sale for less than one dollar a pound. Then, the stores will often reduce the price even more. When you see this happening, bulk up! But, be careful with buying marked down steak. Often, certain cuts of beef are already priced high, so when they reduce the price, it's still a very expensive proposition. Check the prices of all of the different cuts and compare them. That way, when they go on sale, you know which is the best possible deal for your family.

Taking advantage of sales, shopping for marked down meats, and buying in bulk when the meat can be bought as cheaply as possible will help your family to save and still enjoy those hearty portions of meat! Make sure to incorporate lots of frugal recipes and you and your family should be able to eat and be very, very merry!

Alexandra Vrugt, a recognized connoisseur on saving money in daily life, has written many articles on how to manage on less. You can download a free copy of her Ebook 15 Top Ways To Save Money by going to her website MakeEndsMeetOnlne.com.

 
 

Author: Elizabeth Morgan

With the economy in a free-fall, many of us are wondering if our jobs may be next. Yes, the unthinkable is happening to nearly 20, 000 families everyday. Have you saved enough to be secure if your job is next? If you have not had the foresight to do so, or the extra cash to make your nest egg grow, all is not lost. One of the best places to look for savings is in your grocery budget.

For most of us, there is more than a little wiggle room in our food expenses.

If reducing spending sounds monotonous, it does not need to be.

You do not need to go without your favorite foods, only make a few efforts to make better spending decisions.

10 tips for getting saving fast and stretching your food budget:

1. Buy extra when prices are low. Anytime you can save 50% or more is a good time to stock up and buy a few extra items on nonperishables.

2. Use double coupons to reduce expenses. Even without the desire to coupon all the time, using high face value coupons is a money saver. Ten coupons for a dollar each will save you $10 a week, while going to a double coupon store will save you $20 per shopping trip.

3. When an items is on sale, use a double coupon too. Did you know that most products purchased this way are free or just a few pennies?

4. Knowing when to buy will help you avoid paying full price. If you do nothing else, always buying on sale will save you 30-50%. Grocery stores usually run products on a rotating sale schedule of about 4-8 weeks.

5. Generics and store brands are great options. Gone are the days when generics were of less than desirable quality. Be willing to try store brands and watch your savings grow.

6. Deeply discounted groceries are usually found in dollar stores. With prices steadily rising, the dollar stores near me are offering canned goods, milk, eggs, free produce, and frozen foods at deeply discounted prices.

7. Go shopping alone, without the family and spouse. To get you best deal takes concentration and the fewer distractions or time pressures the better.

8. Shop with a budget and a shopping list. Planned purchases take temptation and overspending out to the equation.

9. Keep food waste to a minimum. You worked hard to reduce expenses, so don't waste your efforts.

10. Free coupons can be printed online. Free grocery coupons are now availiable online. Many printable coupons are worth a dollar or more before doubling.

Yeah, times are tough I know, but you can find money in your food budget to start saving a nest egg, just by making a few minor adjustments at a time. The important thing is to just get started today and a few weeks from now you will be a pro at saving money on groceries.

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